This is exactly what I my thoughts are about. “Family” sometimes means ZERO clue about IT and therefore restore should be as easy as possible.
I want to write down for them:
“Here is an URL - here is a password - Go!”
not (just a theoretical scenario following 
“Here is an URL - here is the user name - here is the pass - download some authenticator software - create authenticator id - download duplicati - here is an sqlite file - download sql editing software - fiddle in sql files - in some duplicati menu, point to sql file … import config - etc etc etc etc”
I mean, with real people problem starts already at downloading things. They download/save files and do not find the folder where they’ve put the download/save.
OK I guess you see what I mean. Another example: Apple users. 'Nuff said. 